Terms of Service, Privacy Policy & Disclaimer

A. Terms of Service

1. About BusiMana

BusiMana, Inc. is a business services information and marketing company. We compile, publish, and market information about third-party business services — including availability, features, and pricing data — and we operate related content such as our business index (BusiIndex) and blog (BusiBuzz). BusiMana is an information and marketing service; we are not the provider of the third-party business services described on the Site, and we do not sell, license, or deliver those services ourselves.

2. Acceptance and Changes to These Terms

By using the Site you accept this Agreement on behalf of yourself and any entity you represent. We may revise this Agreement at any time by posting an updated version with a new “Last updated” date. Changes take effect when posted, and your continued use of the Site after changes are posted constitutes acceptance of the revised Agreement.

3. Eligibility

The Site is intended for business users and for individuals who are at least 18 years of age. By using the Site you represent that you meet these requirements and that any information you provide is accurate.

4. Permitted Use and Restrictions

You may access and use the Site for lawful, informational, and commercial-research purposes. You agree not to:

• use the Site in violation of any applicable law or regulation;
• scrape, harvest, or systematically extract data or content except as expressly permitted;
• copy, reproduce, republish, or redistribute Site content except as permitted in Section D (Copyright);
• introduce malware or attempt to gain unauthorized access to the Site or its underlying systems;
• misrepresent your affiliation with any person or entity, or interfere with any other user’s use of the Site.

5. Intellectual Property

Except for content identified as belonging to a third party, the Site and its contents — including text, graphics, logos, the BusiMana name and marks, indexes, and compilations — are owned by or licensed to BusiMana, Inc. and are protected by intellectual-property laws. No rights are granted except as expressly stated in this Agreement.

6. Third-Party Services, Links, and Affiliate Relationships

The Site references, describes, and links to third-party business services and websites. We do not control and are not responsible for third-party services, websites, pricing, terms, or content, and we do not endorse them except where expressly stated. Your dealings with any third party are solely between you and that third party.

7. Business Services Availability and Pricing

BusiMana has a specialized focus on business-services availability and pricing data, provided for the benefit of our company and of you as a potential consumer of third-party business services. We make reasonable efforts to keep this information current but cannot guarantee real-time pricing accuracy. Where a pricing discrepancy exists, please reference the third-party vendor’s contact for current pricing and inquire about any discounts available to BusiMana members. Pricing and availability shown on the Site are for general reference only and do not constitute an offer.

8. No Professional Advice

Content on the Site is provided for general informational and marketing purposes only and does not constitute legal, financial, tax, investment, or other professional advice. You should consult a qualified professional before acting on any information found on the Site.

9. Disclaimer of Warranties

The Site and all content are provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. While BusiMana uses reasonable efforts to keep the Site up to date, we do not warrant that the information provided is accurate, complete, current, or error-free, or that the Site will be uninterrupted or secure.

10. Limitation of Liability

To the fullest extent permitted by law, BusiMana, Inc. and its officers, directors, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or relating to your use of (or inability to use) the Site, any third-party services or websites, or any reliance on information obtained through the Site. To the fullest extent permitted by law, our total aggregate liability for any claim relating to the Site will not exceed one hundred U.S. dollars (US $100).

11. Indemnification

You agree to indemnify and hold harmless BusiMana, Inc. and its officers, directors, employees, and affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site or your breach of this Agreement.

12. Governing Law

This Agreement is governed by the laws of the State of California, without regard to its conflict-of-laws rules. You agree that the state and federal courts located in the City and County of San Francisco, California, will have exclusive jurisdiction over any dispute arising out of or relating to this Agreement or the Site, and you consent to personal jurisdiction and venue there.

13. Severability and Entire Agreement

If any provision of this Agreement is held unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect. This Agreement is the entire agreement between you and BusiMana regarding the Site and supersedes any prior understanding on that subject.

B. Privacy Policy

This Privacy Policy explains how BusiMana, Inc. handles information in connection with the Site. We value your privacy and collect only the information described below.

1. Information We Collect

Information collected automatically. Our hosting and analytics providers may collect certain information about visitors automatically, such as how visitors linked to the Site, the pages viewed, approximate location (for example, region or country), IP address, browser type, device information, and referring URLs.

Information you provide. If you contact us, subscribe, or submit a form, we collect the information you choose to provide — typically your name, email address, company, and the contents of your message.

2. Cookies and Analytics

The Site uses a strictly necessary storage entry to remember your cookie choice. Analytics cookies (to measure traffic and engagement) and marketing/affiliate cookies (to measure referrals to the third-party vendors and affiliate partners featured on the Site) are off by default and only load if you affirmatively opt in. You can give, withdraw, or change that choice at any time using the cookie banner shown on your first visit or the “Cookie Preferences” link in the footer of every page. Where your browser or device sends a recognized opt-out signal, such as Global Privacy Control (GPC), we honor it by treating analytics and marketing cookies as declined. You can also control cookies through your browser settings; disabling cookies may affect some features.

3. How We Use Information

• to operate, maintain, and improve the Site and its content;
• to respond to your inquiries and provide requested information;
• to measure and analyze usage and marketing performance;
• to detect, prevent, and address security, fraud, or technical issues;
• to comply with law and enforce this Agreement.

4. How We Share Information

We do not sell your personal information for money. We may share information with service providers who perform functions on our behalf (such as hosting and analytics), with third parties where you direct us to (for example, when you click through to a vendor), and as required by law or to protect our rights. Some analytics or advertising cookies may constitute “sharing” under certain privacy laws; see your rights below.

5. Your California Privacy Rights (CCPA/CPRA)

To the extent the California Consumer Privacy Act, as amended by the California Privacy Rights Act, applies, California residents may have the right to know what personal information we collect and how it is used, to request access to or deletion of their personal information, to correct inaccurate personal information, and to opt out of the “sale” or “sharing” of personal information. Analytics and marketing/affiliate cookies are off by default and only run if you opt in through the cookie banner or the “Cookie Preferences” link in the footer, which serves as our opt-out mechanism; we also honor Global Privacy Control (GPC) signals as a valid opt-out request. We will not discriminate against you for exercising these rights. To make a request, contact us using the details in Section E.

6. International Visitors

BusiMana operates from the United States. If you access the Site from the European Economic Area, the United Kingdom, Switzerland, India, or another jurisdiction with data-protection laws — such as the EU General Data Protection Regulation (GDPR), the Swiss Federal Act on Data Protection (FADP), or India’s Digital Personal Data Protection Act, 2023 (DPDP Act) — you may have additional rights regarding your personal data, including access, correction, deletion, objection, and withdrawal of consent. Where consent is the basis for analytics or marketing cookies, you may give or withdraw that consent at any time, as easily as it was given, through the cookie banner or the “Cookie Preferences” link in the footer of every page. To exercise any other rights described in this section, contact us using the details in Section E. By using the Site, you understand that your information may be processed in the United States.

7. Data Retention and Security

We retain information only as long as reasonably necessary for the purposes described in this Policy or as required by law. We use reasonable measures to protect information, but no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Children’s Privacy

The Site is intended for business users and is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us so we can remove it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes take effect when posted with an updated “Last updated” date at the top of this page.

C. Disclaimer

1. General Information Only

All content on the Site is provided for general information and marketing purposes only. It is not a substitute for professional advice, and you rely on it at your own risk.

2. Accuracy and Pricing

While BusiMana uses reasonable efforts to keep the Site up to date, we do not guarantee that the information provided — including third-party availability and pricing — is accurate, complete, or current. Confirm all details, including price, with the relevant third-party vendor before acting.

3. External Links

BusiMana may provide links to other websites we believe visitors may find useful. We are not responsible for the content, policies, or practices of any third-party website, and we disclaim any liability arising from your visit to or use of those websites.

4. Advertising and Affiliate Compensation

BusiMana is a marketing service and may receive compensation in connection with the third-party services featured on the Site, as described in Section A.6. This does not affect the price you pay.

5. Errors and Omissions

The Site may contain typographical errors, inaccuracies, or omissions. We reserve the right to correct any such content and to change or update information at any time without notice.

D. Copyright

This website and its contents are copyrighted by BusiMana, Inc., unless otherwise noted or provided in connection with bringing third-party business services to market. Some images are used with permission or under license and are not copyrighted by BusiMana, Inc. Except as expressly permitted, no part of the Site may be reproduced, distributed, or transmitted without our prior written consent.

E. How to Contact Us

Questions about this Agreement, or requests regarding your privacy rights, may be directed to:

BusiMana, Inc.
2443 Fillmore Street #380-2876
San Francisco, CA 94115-1814
United States

This Agreement is provided for general use of the Site and does not create any advisory or professional relationship between you and BusiMana, Inc.